Human Capital

Human Capital encompasses the unique qualities of each family member—their capabilities, experiences, talents, and ambitions. It also includes the shared values, cultural identity, and interpersonal dynamics that form the foundation of the family’s strength and continuity.

Intellectual Capital

Intellectual Capital is cultivated through the development of knowledge, communication styles, and problem-solving abilities within the family. It reflects how learning is passed from one generation to the next through mentorship, tradition, and a commitment to continual growth.

Social Capital

Social Capital represents the relationships and networks a family builds within its community. This includes philanthropic engagement, civic involvement, and social influence. It shapes the family’s reputation and the legacy of its contribution to society over time.

Financial Capital

Financial Capital comprises the material assets a family acquires—such as investments, property, and other resources. While often viewed as the most visible form of capital, it is most effective when considered alongside the other pillars to ensure long-term, values-driven stewardship.

Spiritual Capital

Spiritual Capital reflects a family’s guiding principles, deeper motivations, and sense of purpose. It encompasses how a family’s beliefs and values influence decisions, foster unity, and inspire meaningful impact across generations.